Got Bankruptcy Questions? We've Got Answers

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At Turner & O'Connell, Attorneys at Law, we encourage you to ask questions about the bankruptcy process. You have important decisions to make and you have the right to have all of the necessary facts in your possession. We're here to help.

To start with, here are some quick answers to a few common bankruptcy questions:

How Long Does Bankruptcy Take?

That depends on the type of bankruptcy you file. Chapter 7 bankruptcy usually takes six months or less. Chapter 13 bankruptcy typically takes three to five years.

It's important to note that, while the process takes a while to be finalized, as soon as you file bankruptcy, your creditors must stop all foreclosure, repossession and other actions.

Can Bankruptcy Really Stop Foreclosure And Repossession?

Absolutely. Stopping foreclosure and stopping repossession are the main reasons many people choose to file bankruptcy.

How Long Will Bankruptcy Appear On My Credit Report?

Bankruptcy will stay on your credit report for about 10 years.

While this may seem like an issue, it isn't. The fact of the matter is that, if you are considering bankruptcy, your credit report is already seriously damaged.

Will People Find Out That I Filed Bankruptcy?

Consumer bankruptcy is a matter of public record. However, newspapers typically only publish business bankruptcies. Your employer will not be notified. In fact, the only way a person would find out is with a trip to the courthouse to dig through records.

Is Bankruptcy A Lasting Solution?

Bankruptcy is designed to get you out of debt. It will provide you with the tools to stay out of debt.

What If I Have Other Questions?

Our lawyers would love to answer them.

To schedule a free consultation with an experienced bankruptcy lawyer serving Harrisburg, Newport and the surrounding parts of Pennsylvania, call our Harrisburg office at 717-743-1956. For Newport, call 717-567-3023 or send us an email.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.